Our Terms & Conditions
You must read through these Terms & Conditions and our Privacy Policy.
If you do not accept these Terms & Conditions you will not
be permitted to use this Web Site or any of the Services
FSA Compliance
We will pass your information to an independent mortgage adviser
dependent on the information that you provide us with..
As soon as we have determined the actual adviser who is best
suited to your given circumstances we will advise you via email
as to who the adviser is with his/her contact details.
The selected adviser will then contact you by telephone.
1. Introduction
1.1 Website usage agreement between MortgageSpy and the user.
1.2 Use of this site constitutes agreement with the following
terms and conditions. These terms are governed by and interpreted
in line with English Law. Please read these carefully.
1.3 This site is intended for the use by citizens of the United
Kingdom. This site is not intended for distribution to, or use
by, any person in a country where such distribution or use would
be contrary to local laws or regulations.
2. Use of Content
2.1 Throughout our website, trademarked names are indicated. However,
rather than repeatedly show the trademark symbol, we state that
we are using such names in an editorial contact with no intention
of infringement of that trademark. Trademarked names, as always,
remain the property of their respective companies.
2.2 We, or our licensors, own the copyright and all other intellectual
property rights associated with the content save where otherwise
stated.
2.3 We cannot warrant that use of the site will not be interrupted
or unavailable due to any factors outside our control.
2.4 We are happy for you to download or print off copies of
the content of this site (other than any quotation details) for
your personal, non-commercial, use and information but, any copying
or adaptation of the content, layout or code of this site, or
the creation of an archive or database containing the content,
for any business purpose or other commercial exploitation, without
our specific consent will constitute copyright infringement.
2.5 If you do download or print off copies of the content you
must retain any copyright or other intellectual property notices
contained in the original material.
2.6 You may not copy, distribute or display the site or any
part of it to third parties. You may not link to or mirror any
part of the site. Any infringement of any intellectual property
rights in this manner will result in appropriate legal action.
2.7 Any rights not expressly granted in these terms are reserved.
2.8 We use reasonable endeavours to ensure that the data on
the Website is accurate and to correct any errors or omissions
as soon as practicable after being notified of them. However,
we do not guarantee that the Website will be fault free and we
do not accept liability for any errors or omissions.
2.9 We do not monitor, verify or endorse information submitted
by us or third party providers for inclusion on the Website and
you should be aware that such information may be inaccurate, incomplete
or out of date. In particular, we do not monitor, verify or endorse
the information or quotations collected from the product and service
providers as presented to you on the results page. To the extent
permitted by applicable law, we disclaim all warranties, terms
and representations (whether express or implied) as to the accuracy
of any information contained on the Website.
2.10 We do not give any warranty that the Website is free from
viruses or anything else which may have a harmful effect on any
technology.
2.11 Due to the nature of electronic transmission of data over
the internet, any liability we may have for any losses or claims
arising from an inability to access the Website, or from any use
of the Website or reliance on the data transmitted using the Website,
is excluded to the fullest extent permissible by law.
3. Changes
3.1 We are continually seeking to update and improve the site.
Therefore, we may make changes to any part of the site and these
conditions and you will be bound by changes to these conditions
form the time you next access the site.
3.2 No purported modification of these conditions will be effective
until we countersign it.
4. Downloads
4.1 You must ensure that any software downloaded from the internet
to your computer is suitable for use on your computer and that
it is virus free. This applies to any software downloaded from
this site so you must check all software loaded from this site
and ensure it is compatible with your computer.
5. Disclaimer
5.1 The information on this site is provided on an ‘as is’
and ‘as available’ basis. We try to ensure, but do
not guarantee or warrant, the accuracy or completeness, availability
or reliability of the information on our website. Our aim is to
keep this information timely and accurate. If errors are brought
to our attention, we will try to correct them.
5.2 We exclude any warranty, express or implied, as to the quality
or fitness for a particular purpose of any of the content on this
site.
5.3 We reserve exclusive right at our sole discretion to alter,
limit or discontinue part of this site. Under no circumstances
shall we be liable for any loss, damage, liability or expense
suffered which is claimed to result from the use of this site,
including without limitation, any fault, error, omission, interruption
or delay. Use of this site is at the user’s sole risk.
5.4 We make every effort to minimise disruption caused by technical
errors. However, some data or information on our site may have
been created or structured in files or formats, which are not
error-free, and we cannot guarantee that our service will not
be interrupted or otherwise affected by such problems. We accept
no responsibility with regards to such problems (failure of performance,
computer virus, communication line failure, alternation of content,
etc.) incurred as a result of using this site or any link to external
sites.
5.5 The materials on this site do not constitute medical, financial
or other professional advice. You should consult an appropriate
professional for specific advice tailored to your situation.
5.6 Users specifically acknowledge and agree that we are not
liable for any conduct of any other user.
5.7 By accessing this site you agree that we will not be liable
to you or any third party for any errors or delays in the site
or for any actions taken in reliance on it. You also agree that,
to the full extent allowed by applicable law, we will not be liable
for any direct, indirect or consequential loss or any losses that
were actually unforeseeable by us arising from the access or use
of the site or from your access or use of other material on the
internet via web links for this site. We do not seek to limit
liability in respect of fraudulent misrepresentation nor in respect
of death or personal injury directly caused by our negligence.
5.8 We reserve the right to deny at out sole discretion any
user access to this site or any portion thereof without notice.
We have no obligation to forward any unread or unsent messages
to you or any third party.
6 Data submitted by you
You warrant that you have taken all reasonable precautions to
ensure that any data you submit to the Website is true and accurate
and free from viruses and anything else which may have a contaminating
or destructive effect on any part of the Website or any other
technology.
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