Untitled Document Please Fill out this form to gain Impartial Advice from one of our mortgage brokers
Title:
First Name:
Last Name
Date Of Birth
Address:
Address 2:
Town
County
Postcode
Home Telephone:
Work Telephone:
Mobile
Best Time To Contact You
E-mail
Property Value
Purchase/Re-mortgage Price
How long do you want to borrow the money for? years

 

Reason for enquiry

First Time Buyer
Re-Mortgage
Mortgage
Council Purchase
Buy-to-let
Let-To-Buy
Adverse

 

How Did You Hear About Us
Time Scale for Mortgage
Additional Information

Once you have submitted this form one of our Mortgage Advisors will contact you.

There is no obligation to seek any mortgage advice through MortgageSpy, but please only use this facility if you are serious about seeking professional advice.

Adverse Credit Mortgage

An adverse credit mortgage, known in the industry as a sub prime or non-standard mortgage, is one that is specifically tailored for people who have an adverse credit history. It is sometimes also referred to as a non-status or bad credit mortgage. Having a poor credit history could mean that you have experienced county court judgments, arrears or even bankruptcy in the past. Or it could be that you have made a minor mistake such as a late payment which you did not realise was significant, finding yourself in a position where you have an adverse credit rating is easy, and there are many people in just such this situation. If you do fall into the category of having an adverse credit rating when lenders come to do a credit check on you, it may make it difficult for you to be approved for a mortgage. Just because you have a poor credit history does not mean you cannot get a mortgage. There are many lenders that specialise in lending to people in just your situation. Every month we help hundreds of people like you find a great deal. If you want to apply for an adverse credit mortgage you can do so here as we specialise in providing non-standard mortgages




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